Ruben Hernandez's Contact Details

Ruben Hernandez's Company Details

Quintes | Securing Retirement Outcomes

Salinas, California, United States • 6 Employees
Financial Services

Securing retirement outcomes.Meet QuintesWhether your company is looking to create, add or enhance your retirement plan, our Quintes team can design a plan that meets your needs. We provide creative and cost-effective retirement planning and financial services to clients from San Francisco down to Southern Monterey County.ServicesOur professionals design, implement and manage a wide range of qualified retirement plans including: 401(k) plan: 401(k) plans offer an easy, tax-advantaged way for employees to save for retirement by allowing them to receive a portion of their compensation for retirement.Defined Benefit plan: A Defined Benefit plan is an employer-funded retirement plan that provides a fixed, pre-established retirement benefit for employees.Cash Balance plan: Similar to a Defined Benefit plan, Cash Balance plans offer an employer-funded benefit that is expressed as a dollar amount.403(b) plan: A 403(b) plan, also known as a tax-sheltered annuity (TSA) plan, can only be sponsored by public schools, churches, tax-exempt hospitals and nonprofit organizations – tax-exempt under section 501(c)(3).457(b) plan: 457(b) plans are non-qualified deferred compensation plans established by state or local government agencies or tax-exempt organizations, including universities and hospitals.PartnersVoyaJohn HancockNationwideMassMutual Financial Group Transamerica Retirement Solutions