HAB is a UK-based, FCA-licenced global leader in digital money solutions for individuals and businesses. We are the first borderless payment platform to seamlessly integrate traditional and cryptocurrencies to support multi-currency accounts, transfer and exchange services.The platform is built on state-of-the-art technology that integrates with cryptocurrency blockchains[BL1] to facilitate the everyday spending of both crypto and traditional currencies. This provides a trusted and cost-effective service for digital money transactions. Wirex is the only UK-headquartered, crypto-friendly company to have been granted an FCA e-money licence.Our platform currently supports Bitcoin, Litecoin, XRP, Ethereum, Waves, Wollo, DAI, NANO GBP, EUR and USD, with many more in the pipeline. [BL2] We have a contactless Wirex Visa card that lets users convert and spend cryptocurrencies instantly, we're the only platform that allows access to OTC and interbank rates for crypto and traditional currency exchanges respectively, and we reward in-store purchases with Cryptoback™, the world's first crypto rewards programme that earns card users 0.5% back in Bitcoin.Backed by reputable financial institutions including SBI Group, [BL3] we have spent the past four years building our own secure software platform. 2 million users across 130 countries already say, "I pay my way. I pay by HAB."