Avem is the The DeFi 3.0 for Securities. It's the investor's connection with the Polkadot and Kusama ecosystem through a decentralized exchange (DEX), Lending and Borrowing and other DeFi products such as an accelerator platform, cross-chain token pools and auctions, on a decentralized and interoperable environment built on top of Astar & Shiden Network.It aims to solve the biggest pains that DeFi will face in the future such as Regulations, Security and Complexity by being 100% regulated in Switzerland.