YOU KEEP FINANCIAL NETWORK started as a family business, established on a solid track record of 40 years of professional experience in the financial and healthcare industry of its founder Santiago J. Majam.Through the years, YKFN has evolved into an umbrella organization designed to build a strategic network of financial advisors who are motivated to run their own financial services agency. Maintaining our independence from the companies we are representing enables us to always provide what is most beneficial to our clients.With a legacy of proven performance, wealth of experience, wisdom, and trusted client relationships,YKFN was organized upon securing an independent General Agency and Brokerage contract with USA member companies of the World's Largest Insurers, namely, AEGON Group (Transamerica Agency Network, Inc.), AIG Group, ALLIANZ Group, and ING Group.YKFN offers team Associates brokerage business without being appointed first with the right company as the Agency has the resources and existing appointments most of the time with the right company.YKFN offers team Associates the unique advantage of on-the-job training, guidance and experience with adequate tools and support, and sharing best customer service practices to enjoy greater success, while managing their own independent practice and agency.