We are an introducing broker-dealer who has professional relationships with more than 90 different insurance and investment companies. We are continually shopping the market for our clients in an effort to assure that our clients and their employees are offered the best voluntary benefits for the very best price available. Because financial stability is very important, we only work with vendors who have an A or better rating with AM Best Company. We also ensure that we work with vendors who will be responsive to the needs of our clients and our Administration Company in the areas of billing and customer service. Another important factor that distinguishes us from our competitors, and continues to keep us at the forefront of the industry, is that we possess our own in-house securities brokerage: First Financial Securities of America, Inc. It is a full-service investment brokerage which allows our clients access to all types of investments. We're here to help you offer a better benefits package that benefits you, too!