Born out of the financial crisis, Bloom is helping lead a revolution in hybrid finance, focusing less on a business owner's credit score and more on the health of their business. If a business has good cash flow, loyal customers, and a profitable outlook, why shouldn't they be approved? We let you know exactly where you stand, from the moment you start an application to the moment you receive the funds. Heck, we even write you a thank you note, thanking you, for trusting us with your business! How is this possible, you ask? Thanks to the advent of technologies that measure your business performance in real-time, we can now evaluate your business with great accuracy and speed. This allows us to precisely judge your business in a very short period of time and fund you in days, not weeks or months. Small business lending doesn't need to be stressful on the applicant. Business lending needs to be personal and that is what drives the people of Bloom.