The majority of our business comes from personal recommendations or local professionals. The business philosophy is built on three sound principles. Listen, Understand and Advise. Mutual trust, and developing long-term relationships underpin that philosophy.Our Services include:Arranging and protecting *mortgagesInvesting to produce growth and/or incomePlanning for retirement and options at retirementPreserving wealth for future generations*Your home may be repossessed if you do not keep up repayments on your mortgage The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.