CIQ, Inc., a loan-by-phone company, provides lead generation services to the automotive non-prime, prime, and lease markets. Its products and services include loan-by-phone, Internet leads, and direct mail. The company also provides an interactive Web based lead management system that allows dealers to view leads, reports, and trends through a Web site. CIQ, Inc. was founded in 1996 and is based in Clearwater, Florida.