Zayd Chit Funds Pvt. Ltd. (ZCF) is India's first interest-free chit fund company or ROSCA (Rotating Savings and Credit Association). The Company was incorporated in 2011 and is registered by the Government of Karnataka under the Chit Funds Act, 1982.Join Zayd Chits to benefit from various interest-free saving schemes to meet your various life goals in the most cost-effective manner.