At Apex, we like to do things a little differently. We look for reasons to lend, rather than reasons not to, and we're driven by people, not by computers. We try to understand the full picture on every deal, finding solutions instead of hiding behind ‘criteria'What is Bridging? A bridging loan is an interest-only loan, designed for a short period of time – typically 4–12 months, secured on residential or commercial property or land.Our Bridging loans can happen fast because they are not regulated unlike traditional mortgages, so are relatively hassle-free. They can be invaluable for circumstances such as refurbishing a property for rental or sale.When to use a Bridging Loan?Funding an auction purchase where a deposit has already been paidFunding a planning application to maximise property valueRefurbishment finance to maximise potential valueBelow market value purchase – funding a unique opportunityTax payment – helping to fund an urgent liabilityPlus many more