Sunshine Mortgage has a mission to combat a growing problem with American retiree's today. The problem is that a large percentage of retirees are not properly financially prepared for retirement. This creates a retirement that is less than ideal. For many, it creates a stressful one. Sunshine Mortgage specializes in helping retirees use what is likely their greatest asset to retire comfortably and have financial peace of mind.The NEW, government insured HECM Mortgage offers the retiree many options like a monthly income, a lump sum payment, payoff high interest credit cards or car loans and flexible payments or no payments at all. This new product can help meet the needs of this important segment of our society. This is the core of what we do. We are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home.