Launched in November 2016, EthiQal is proud to be South Africa's first homegrown medical professional indemnity insurance product. Not only is EthiQal the first insurer in the country to provide a choice of both occurrence-based and claims-made cover, but our approach to providing medical indemnity insurance has meant that we have been able to reduce the cost of standard cover. As a pioneer of fair dispute resolution, we are committed to actively protecting our doctors against allegations of wrongful practice and when preventable errors have occurred. We believe that we can work with doctors to make the change and solve the country's medico-legal crisis.EthiQal is a division of Constantia Insurance Company Limited (part of the Constantia Insurance Group), with reinsurance from Swiss Re. The Group is 100% owned by Conduit Risk and Insurance Holdings (Pty) Ltd.