Stone Hill Financial specializes in helping individuals and small business owners develop their short and long term financial goals utilizing more cost-effective and tax efficient strategies. Specifically, our practice utilizes tax diversification strategies with emphasis on the importance of our clients understanding how each asset they own is currently taxed and how they will be taxed in the future.Our clients and their financial success are Stone Hill Financial's priority. Our staff of financial professionals are dedicated to assisting clients plan for the four guarantees in life: life changes, tax law changes, taxes need to be paid, and no one is immortal. We approach financial planning holistically to include retirement, estate, special needs, charitable giving, insurance analysis and develop unique solutions and strategies tailored to each of our client's needs. Our practice has been built on getting to know our clients and forming relationships that span across generations. The majority of our client base is from referrals which is the truest form of client satisfaction. In addition to our wealth management practice, we work closely with business owners to help design, create and mange their employee benefit plans which include group healthy, executive benefits, 401k, disability, etc. From plan implementation to funding, Stone Hill Financial partners with business owners to manage their company's benefits package. We pride ourselves on helping business owners achieve success and meet their company's overall goals.________________________________Securities and Investment Advisory services offered through Hornor, Townsend, & Kent, LLC., (HTK), Registered Investment Advisor, Member FINRA & SIPC. 110 Fieldcrest Avenue, 3rd Floor, Edison, NJ 08837. (732) 225-0777. Stone Hill Financial LLC is independent of HTK. HTK does not offer tax advice. Always consult your tax professional regarding your individual situation. 3432338DP_Feb23