We develop and promote innovative projects, products and services which serve people and communities. In partnership with third parties, we ensure that our projects, products and services are thoroughly implemented in society.Our governments want to do the right thing but cannot. They are trapped in a financial system. All the outcomes we desire, we will have to do by OURSELVES.One of our projects is the B of Joy, a cooperative bank in formation with a fixed-value currency based on labour and hours. We are the value creators. A currency based on that merit, seems no more than logical, returning money to its original status of being a means to make our lives easier.