We are a fee-only advisor RIA firm reducing overall fees by offering separate accounts directly to:individuals—both IRAs (rollovers) and taxable accountsinstitutions—401K rollovers, corporate pensions foundationsand endowmentsother non-affiliated financial advisors, including banks, CPAs, attorneys, and financial planners.We would be honored to share the wisdom and success offaith-based factor investing we call Strategic Moral Investing.