LANDT is a group of aligned companies focused on developing Small and Medium Sized Enterprise (SME) finance in challenging environments. Through designing, setting-up and managing credit guarantee funds and providing technical assistance to financial institutions, LANDT companies improve access to finance for SMEs and help to create and strengthen employment. LANDT companies are headquartered in Germany and operate with subsidiaries in Tajikistan and Afghanistan. LANDT is in the process of initiating the next Credit Guarantee Fund.LANDT's philosophy strives to achieve sustainable impact; empowering its partners and the staff is key in this effort. LANDT's objectives are: • Enabling progress in a challenging environment. LANDT nurtures growth of the financial sector in frontier, crisis and post-crisis markets by mobilizing and deploying funds effectively and sustainably.• Local impact through local presence. With the support of donors and investors, LANDT provides both the capital and the services necessary to ensure effective implementation. While lean head offices of the guarantee funds managed by LANDT in Germany are involved in the crucial steps of the guarantee process, provide guidance, supervision and ensure compliance, LANDT's strong consulting units in the target countries cater for the required proximity to the markets and the partners. LANDT remains committed in the long-term.• Sharing expertise. LANDT develops methods, systems, tools and processes which are scalable and transferable to other countries. This is done with the highest consideration of the specific environment and is fine-tuned accordingly.