The Hecht Group is a proactive general agency representing the top insurance carriers and state of the art products. Insurance premiums are non-negotiable by law so given like information (that coming from the person being insured), agent brokers and companies are unable to discount or change premiums. We have a distinct advantage since we can choose the best products for the requirement, not simply what any particular company has to sell. This allows us to be totally unbiased and focus on the best performing products for our clients needs.