Atrium MIC ("Atrium") is a Canadian non-bank lender and one of the largest mortgage investment corporations in Canada, providing creative financing solutions to real estate communities in Ontario, Alberta and British Columbia since 2001. Atrium is publicly traded on the TSX under the symbol "AI" with a mortgage portfolio of $700 million as of September 30, 2020. Atrium offers mortgages typically ranging from $1.0 million to $50 million secured by all types of residential, multi-residential and commercial real property located in Canada, with a major focus in the Greater Toronto Area and Greater Vancouver Area. Atrium is also a market-leading provider of land acquisition and mezzanine construction financing, with a dedicated origination team possessing a breadth of market knowledge and experience that allows the team to quickly understand and underwrite lending opportunities and provide borrowers with a high level of service and efficient closings. The company is relationship focused and strives to maintain its industry reputation for reliability, flexibility, creativity and fast turnaround, which is particularly valued by a loyal following of developer clients. At any point in time, over 60% of our portfolio is composed of repeat developer clients. Canadian Mortgage Capital Corporation - The Manager Atrium was founded and is exclusively managed by Canadian Mortgage Capital Corporation ("CMCC"), a major mortgage brokerage company based in downtown Toronto, with offices in Vancouver and Calgary. CMCC has approximately $1.6 billion of assets under management, and manages a variety of lending platforms for public and private investors, including institutional investors. These platforms traverse the full risk spectrum, from low-risk institutional mortgage funds to higher-risk mezzanine and equity funds. Our responsibilities include origination, underwriting, portfolio management and servicing of these portfolios.